Property Insurance:

There’s a lot to know about Property Insurance. From learning how it can help protect you and your assets…to choosing the right insurance company…to deciding what coverage options are right for you. Explore answers to those questions and more here. You can even learn how you might be able to save some money along the way with our special property discounts.

Home:

You might be making the move from renting to buying, building a new home or moving to a new neighborhood. In any case, you'll make a lot of important buying decisions about your new home along the way…price, location, features… just to name a few.

Condominium:

Owning a condo puts you in a unique position. Unique because you have both common and individual insurance needs. Odds are, your condominium association has an insurance policy for common areas, like the building exterior and walkways. You're still responsible for insuring your interests such as your personal property, yourself from liability and your guest's medical protection.

Renting:

You might think, "Why do I need insurance, I'm renting?" Well, even though your landlord probably has an insurance policy on your building, you'll need to protect your personal interests too. And…it only costs a little to protect a lot. Renter's insurance is less costly than you might think.

 

Some things to consider when shopping for property insurance...

Your Home

• How much would it cost to rebuild my home at today's prices?
• How can I make my home safer and possibly save money?
• Should I purchase flood insurance?

Your Property

• What would it cost to replace the contents of my home?
• Do I have an inventory and photographs of my personal possessions?

You and Your Guests

• What kind of protection do I have against liability claims?
• Will my guests' medical expenses be covered if they're accidentally injured on my property?

Your Coverages

• How can I personalize my policy with extended coverage on computers, silverware, jewelry and more?
• How often should I reevaluate my coverages?
• How much should my deductible be?
• Do I need or have reimbursement for additional living expenses if I can't live in my home due to a covered loss?
• I'm building my home, are there additional coverages available during the course of construction?

Your Money

• Can I save money if I have my auto insurance with Ed Harper too?
• How can I make my home safer and possibly save money?